元极客

Credit card eligibility checker

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How to get started

With the right home loan, you can refinance or buy a home and keep your financial plans on track
Free Pre-Qualification

Explore the power of simpler and smarter banking online.

More Choices

Explore the power of simpler and smarter banking online.

Smooth Closings

Explore the power of simpler and smarter banking online.

When choosing a mortgage:

To apply, you must hold a current account, savings account, credit card or mortgage with us, be a UK resident, aged 18+ and earning at least £10K per year.
  • No fees on select services and additional accounts
  • Earns interest See rates
  • Option to set up Balance Connect™ for overdraft protection
  • Paper checks available (no charge or discounted depending on check style)
  • Maintain a combined balance of $10,000 in eligible linked accounts Learn about combined balances

Get real insights about the first-time home-buying experience

Our eligibility checker allows you to find out whether you'll be accepted before you apply with us. It takes around 2 minutes and it won't harm your credit rating.

Compare Options

Your mortgage should be as unique as the home you buy

  • No monthly maintenance fee, no minimum balance
  • Paper checks and every digital feature
  • $0 Maintenance Fee
  • No Interest Bearing
  • Interest bearing
  • Discounts on checks
  • Waivable Monthly Maintenance Fee
  • No Fee ATMs
  • $18 Maintenance Fee
  • Yes Interest Bearing
  • Relationship rates and discounts
  • Automatic daily sweeps to savings
  • Premium management and investing services
  • Financial management and our best standard rate
  • $25 Maintenance Fee
  • Yes Interest Bearing

Tools to help you choose

Why borrow with Cyberbank

In just 30 minutes, an experienced banker will help you get a .25% interest rate discount with an eligible checking and savings account.

Get a dedicated expert who answers every question, works to make sure you have the solution that fits your life, and helps every step of the way.

Make your payments quickly and easily through online and mobile banking, by phone or mail, with recurring automatic payments, or in a branch.

Sign on for 24/7 account access to make payments, transfer money, check balances, and view your statements online.

Frequently asked questions

Got a question about how we’re organised, applying to work for us, or looking for financial or shareholder information? View more Q&A here

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Ready to get started?